OUR services
Services We Provide
Midterms notes(MTN)
Lending & Finance Ltd offers Midterm Notes (MTN) as a service, acting as a facilitator for the issuance and trading of these debt securities. MTNs are intermediate-term instruments, typically ranging from one to ten years, used by companies to raise capital. Lending & Finance Ltd provides a platform for investors to participate in the MTN market, enabling them to buy and sell these notes.
POF
Lending & Finance Ltd offers Proof of Funds (POF) as a service, validating and documenting the availability of funds for transactions. This assurance is crucial in real estate, business, and investment deals. Lending & Finance Ltd facilitates the verification process, ensuring clients have the necessary financial capacity.
DLC
Lending & Finance Ltd extends its services to include Depositary Loan Certificates (DLC). DLCs are financial instruments representing loans typically bundled and traded on the secondary market. Lending & Finance Ltd facilitates the issuance and trading of DLCs, providing companies with a means to raise funds and investors with opportunities to engage in the DLC market
SBLC
Lending & Finance Ltd facilitates Standby Letters of Credit (SBLC) as a service, serving as an intermediary for the issuance and management of these financial instruments. SBLCs are financial guarantees often used in international trade. Companies can engage Lending & Finance Ltd to obtain SBLCs, providing assurance to counterparties in business transactions. The bank’s role involves issuing, advising, or confirming SBLCs, contributing to secure and smooth trade transactions for its clients.
Loan
Lending & Finance Ltd facilitates Loan services, providing financial assistance to individuals and businesses. As a lender, they offer various loan products to meet diverse needs, including personal loans, business loans, and mortgage loans. Borrowers can access funds for purposes such as home purchases, business expansions, or personal expenses. Lending & Finance Ltd ensures a straightforward application process and competitive terms for borrowers seeking financial support.
Performance Guarantee
Lending & Finance Ltd also provides Performance Guarantee services, assuring clients that contractual obligations will be met. This involves the bank vouching for a party’s performance, offering a financial guarantee to the beneficiary in case of default. This service enhances trust in business transactions and facilitates secure contractual agreements.
Our issuing bank:
World Prime Bank. HSBC Holdings plc (UK) Citigroup Inc. (USA), BNP Paribas (France),Barclays PLC (UK)
Faq
Free Asked Question
What are Bank Instruments?
This is a commitment in form of writing issued by a bank to pay a particular sum of money to a beneficiary on behalf of a bank’s customer in a situation where the customer/purchaser do not have the ability to pay or perform its obligation financially to the seller.
For the fact that a bank’s client can use a bank instrument in a transaction is a show that the individual has a proof of strong credibility financially and also capable of repaying.
However, it is important to know that though the bank is in charge of the paperwork of the bank instrument, it does not have any say in the development of the contract or even in the commitment to it. It’s only the bank instrument and the terms and policies associated with it, that is of interest to the bank. Therefore, bank instrument will be reimbursed for since the bank have to compile with the term and conditions stated.
What Are the Services We Render?
There are several choices of financial instruments we provide for our customers. Whether the providers or purchasers who are interested in transacting trade in a worldwide market or even in the form of enhancement for credit. We also proffer financial instruments like Midterms notes(MTN) - SBLC, POF,
DLC, Loan, and performance guarantee.
What are the Transactions Conducted with Bank Instruments?
- Importation/ Exportation
- Collateral of Project Finance
- Assisting in acquisition of Bank Instrument (Bank Debentures)
- Additional Credit Improvements: Real Estate, REO Pool, and Companies as well as Businesses.